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Car how to choose the method of repayment of loans?

First, equal equal
principal and interest repayments on the advantage of two:
1, easy to remember: because the same equal monthly payments of principal and interest, the borrower can easily remember.
2, repayment pressure: comparison with equal principal, periodic repayments under way, borrowers need to take the same repayment pressure.
under periodic, fixed principal and interest payments, borrowers ' repayment easier, but larger total interest expense.
"suitable" financially secure buyers
Second, equal principal
biggest advantage of equal principal repayment is: less total interest expense! but in this way the repayment, borrowers needed upfront expenditure of more loan repayments in the early pressure, but over time the monthly repayment amount will gradually decrease.