Combination of personal housing loan
And loan applications. Borrowers submit a written loan application and to submit relevant information, accepted by the Bank after the housing Provident Fund management sector.
II, loan approval. Housing Provident Fund management to approve the loan.
three to sign a loan contract. After approval by the housing Provident Fund management departments, and notified by the Bank to the borrower sign a loan contract and the guarantee contract and mortgage registration and other necessary procedures.
four, the granting of loans. Borrowers will be required to fill in a loan transfer credentials, Bank loan funds agreed in the loan contract will be a time or its part into the ICBC to open the housing of the borrower account.